Terms of Use

These Terms of Use (“Terms”) govern and provide important information about your use of PensionSecuritySM (www.pensionsecurity.org) and related content, services, features, and applications (the “Website”). “LJAF” means and refers to the Laura and John Arnold Foundation.

 

ACCEPTANCE OF TERMS

IMPORTANT: YOUR USE OF THE WEBSITE IS SUBJECT TO THESE TERMS AS PRESENTED TO YOU HERE. BY USING THE WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS. NO CHANGES (ADDITIONS OR DELETIONS) TO THESE TERMS WILL BE ACCEPTED BY LJAF. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THE WEBSITE.
LJAF may change these Terms or any part of the Website. If LJAF changes the Terms, LJAF will provide notice of the changes on the Website.
IF ANY FUTURE CHANGES ARE UNACCEPTABLE TO YOU, YOU SHOULD DISCONTINUE USING THE WEBSITE. YOUR CONTINUED USE OF THE WEBSITE NOW, OR FOLLOWING THE POSTING OF NOTICE OF ANY SUCH CHANGES, WILL INDICATE YOUR ACCEPTANCE OF THESE TERMS, AND OF ANY SUCH CHANGES.
Your use of the Website is also subject to the Website’s posted Privacy Policy located at test.ljaf-pension.10speedlabs.net/privacy-policy.

 

AVAILABILITY OF THE WEBSITE

While LJAF will make reasonable efforts to ensure that the Website is available at all times, LJAF does not guarantee, represent, or warrant that provision of the Website will be uninterrupted or error-free, and LJAF does not guarantee that users will be able to access or use all of the features at all times.
LJAF may change, suspend, or discontinue any (or all) aspects of the Website at any time, including the availability of any related feature or project. LJAF may also impose limits on the use of or access to certain features or portions of the Website, or restrict your access to any part, or all, of the Website, in all cases without notice or liability. You must read and agree to any separate software or other license agreement or terms of use that may apply to particular projects, services, or features of the Website, if you elect to use those projects, services, or features.

 

LICENSING OF CONTENT

By submitting or posting content through or in connection with the Website, you are representing that you are the owner of such material or have authorization to distribute it. To the fullest extent permissible, you hereby grant LJAF a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, adapt, perform, display, distribute, and publish any such content for the purposes of promoting, expanding, or improving the Website.

 

THIRD-PARTY INFORMATION OR MATERIAL

Use of the Website may entail access to and/or use of third party information and materials governed and/or protected by third party trademark, copyright, license, or other applicable rights. LJAF is not responsible for the availability of these outside resources, their contents, any link contained in a linked site, or any changes or update to such site. LJAF provides these resources only as a convenience, and the inclusion of any such resources does not imply or mean endorsement by LJAF of the site or its contents.

 

TRADEMARK INFORMATION

LAURA AND JOHN ARNOLD FOUNDATION, LJAF, the LJAF logo, PENSIONSECURITY, and other LJAF trademarks, service marks, graphics, and logos used in connection with the Website are trademarks or registered trademarks of LJAF. Other trademarks, service marks, graphics, and logos used in connection with the Website may be the trademarks of their respective owners. You are granted no right or license in any of the aforesaid trademarks, and you further agree that you shall not remove, obscure, or alter any proprietary notices (including trademark and copyright notices) that may be affixed to or contained within the Website.

 

COPYRIGHT INFORMATION

Unless otherwise marked or indicated, you may not publish, display, reproduce, modify, transmit, participate in the transfer or sale of, create new works from, distribute, or in any way exploit any of the Website’s LJAF content or services in whole or in part unless expressly authorized by LJAF in writing. To seek written consent to use a copyrighted work, please email LJAF at info@arnoldfoundation.org.
You may download, store, or make a copy of the Website’s LJAF content that is limited to personal use only, provided that you maintain all copyright and other notices contained therein. Unless otherwise marked or indicated, copying or storing of any of the Website’s content for other than personal use is expressly prohibited without prior permission from LJAF or, as applicable, the third party copyright holder. You shall abide by all additional copyright notices, information, or restrictions contained in any content available on the Website.

 

ACCEPTABLE USE POLICY GUIDELINES

Your use of the Website must conform to the requirements of the law, respect for the rights of other Website users and third parties, and current standards for on-line participation and usage—this includes (but is not limited to) following the rules of any Internet Service Provider, any other on-line services, these Terms, and all applicable laws.
LJAF reserves the right to terminate or restrict your access to the Website at any time, with cause or without cause for any reason. Events that are likely to trigger such measures by LJAF include, but are not limited to any breach of these Terms by you, your infringement of LJAF’s or others’ intellectual property, or any other circumstances which, in LJAF’s sole discretion, merit such measures.
Inappropriate conduct falls into a number of categories. The more commonly understood categories are discussed below, although this list is not exclusive.
Illegal, Tortious, and Prohibited Conduct
The Website may be used only for lawful and proper purposes. Posting, transmitting, promoting, using, distributing or storing content that could subject LJAF or other Website users to any legal liability, whether in tort or otherwise, or that is in violation of any applicable law or regulation, or otherwise contrary to commonly accepted community standards, is prohibited, including information and material protected by copyright, trademark, trade secret, nondisclosure or confidentiality agreements, or other intellectual property rights, and material that is obscene, defamatory, constitutes a threat, or violates export control laws.
Examples of prohibited conduct are:

  • Pretending to be anyone you are not—you may not impersonate or misrepresent yourself as another person (including celebrities), another user, an LJAF employee, or a civic or government leader;
  • Using false statements to get, or to attempt to get, private information from other Website or Internet users;
  • Engaging in copyright infringement or other intellectual property infringement, or disclosing trade secret or confidential information in violation of a confidentiality or nondisclosure agreement;
  • Posting or communicating obscene content (including child pornography);
  • Planning illegal activity, such as building a bomb or counterfeiting money;
  • Advertising a lottery, ammunition, firearms, tobacco, alcohol, illegal drugs and drug-related paraphernalia.

LJAF reserves the right to cooperate with law enforcement authorities, including complying with warrants, court orders, and subpoenas. In addition, LJAF reserves the right to comply with any civil court orders and/or subpoenas. If LJAF decides to investigate or resolve possible misuse involving you or anything you do on or with the Website, LJAF is entitled, except to the extent prohibited by applicable law, to disclose any information about you in LJAF’s possession in connection with your use of the Website and anything you do with the Website to law enforcement or other government officials, as LJAF in its sole discretion believes to be necessary or appropriate. By your acceptance of these Terms and your use of the Website, you authorize LJAF to take any such actions.

 

Objectionable Conduct and Content

To the extent the Website may allow a user to in any way supply or post content to the Website, LJAF reserves the right to remove content if LJAF becomes aware of any content that, in LJAF’s sole judgment, does not conform to these Terms. LJAF may warn you about the violation of these Terms, but LJAF reserves the right not to do so. At all times, LJAF reserves the right to terminate or restrict, with or without notice, access to or use of the Website for violation of these Terms.
Examples of objectionable conduct and content that violate LJAF’s acceptable use policy are:

  • Harassing, threatening, or embarrassing another Website user, including unsolicited commercial communications;
  • Stalking another Website user (“cyberstalking”);
  • Transmitting, storing, or facilitating distribution of content that is harmful, abusive, violent, racially or ethnically offensive, lewd, vulgar or (in a reasonable person’s view) objectionable;
  • If you are an adult, requesting personal or other information from a minor (any person under the age of 18 or such other age as local law defines as a minor) who is not personally known to you, including but not limited to any of the following: full name or last name, home address, zip/postal code, telephone number, picture, or the names of the minor’s school, church, athletic team or friends;
  • Posting content that defames, abuses, or threatens physical harm to others or yourself.

Please remember that these are only guidelines and the above examples are non-exclusive and in no way limit LJAF’s discretion.

 

INVESTIGATIONS

LJAF RESERVES THE RIGHT (SUBJECT TO APPLICABLE LOCAL LAW), IN ITS SOLE DISCRETION, TO MONITOR ALL WEBSITE FEATURES, PROJECTS, AND CONTENT FOR THE PURPOSE OF INVESTIGATING VIOLATIONS OF THESE TERMS.
When LJAF becomes aware of possible violations, LJAF may initiate an investigation, which may include gathering information from any user involved, any third party, and any complaining party.
During the investigation, LJAF may suspend or terminate any or all of a user’s access to or use of the Website and/or remove involved or related content. If LJAF believes, in its sole discretion, that a violation of these Terms has occurred, it may take responsive action, including but not limited to permanent removal of illegal or inappropriate content, warnings, and the suspension or termination of Website use or access.
If, as a result of any such investigation, LJAF believes that any criminal activity has occurred, LJAF reserves the right to refer the matter to, and to cooperate with, any and all appropriate law enforcement authorities.

 

LINKS

Certain content, components, or features of the Website may include materials from third parties and/or hyperlinks to other websites, resources, or content. Because LJAF may have no control over such third party sites and/or materials, you acknowledge and agree that LJAF is not responsible for the availability of such sites or resources, does not endorse or warrant the accuracy of any such sites or resources, and shall in no way be liable or responsible for any content, advertising, products or materials on or available from such sites or resources. You further acknowledge and agree that LJAF shall not be responsible or liable in any way for any damages you incur or allege to have incurred, either directly or indirectly, as a result of your use and/or reliance upon any such content, advertising, products or materials on or available from such sites or resources.

 

INDEMNITY AND WAIVER

As a user of the Website, you agree to indemnify, defend, and hold harmless LJAF, its directors, officers, employees and agents and each of their affiliates from and against any and all claims, losses, liabilities, damages, expenses and costs (including reasonable attorneys’ fees and court costs) made by any third party (“Claims”) due to or arising out of your acts or omissions, including Claims arising out of your use of the Website, your submission, posting or transmission of content on the Website, or your violation of these Terms.
YOU FURTHER AGREE (TO THE EXTENT PERMITTED BY APPLICABLE LAW) TO WAIVE ANY CLAIMS YOU MAY HAVE AGAINST LJAF, AND TO HOLD LJAF HARMLESS AND INDEMNIFY LJAF WITH RESPECT TO ANY CLAIMS, RELATING TO ANY ACTION TAKEN BY LJAF AS PART OF ITS INVESTIGATION OF A SUSPECTED VIOLATION OF THESE TERMS OR AS A RESULT OF ITS FINDING OR DECISION THAT A VIOLATION OF THESE TERMS HAS OCCURRED. THIS MEANS THAT YOU CANNOT SUE LJAF OR RECOVER ANY DAMAGES WHATSOEVER FROM LJAF AS A RESULT OF ITS DECISION TO REMOVE MATERIAL FROM THE WEBSITE, TO WARN YOU, TO SUSPEND OR TERMINATE YOUR ACCESS TO THE WEBSITE, OR TO TAKE ANY OTHER ACTION DURING THE INVESTIGATION OF A SUSPECTED VIOLATION OR AS A RESULT OF LJAF’S CONCLUSION THAT A VIOLATION OF THESE TERMS HAS OCCURRED. THESE WAIVER AND INDEMNITY PROVISIONS APPLY TO ALL VIOLATIONS DESCRIBED IN OR CONTEMPLATED BY THESE TERMS.

 

DISCLAIMER OF WARRANTIES; LIABILITY LIMITATIONS

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, AS SUCH, TO THE EXTENT SUCH EXCLUSIONS OR LIMITATIONS ARE SPECIFICALLY PROHIBITED BY APPLICABLE LAW, SOME OF THE EXCLUSIONS OR LIMITATIONS SET FORTH BELOW MAY NOT APPLY TO YOU.
YOU EXPRESSLY AGREE THAT YOUR USE OF, OR INABILITY TO USE, THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE, IS PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
LJAF DOES NOT GUARANTEE THAT ANY CONTENT, INFORMATION, SOFTWARE, OR OTHER MATERIAL ACCESSIBLE THROUGH THE WEBSITE WILL BE ERROR-FREE, COMPLETE OR ACCURATE, OR FREE OF VIRUSES, “WORMS”, “TROJAN HORSES”, OR OTHER HARMFUL COMPONENTS.
IN NO CASE SHALL LJAF, ITS SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, PARTNERS, LICENSORS, OR CONTRACTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR OTHER INTANGIBLE LOSSES (EVEN IF LJAF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (I) THE USE OR INABILITY TO USE THE WEBSITE; (II) ANY CHANGES MADE TO THE WEBSITE OR ANY TEMPORARY OR PERMANENT CESSATION OF THE WEBSITE OR ANY PART THEREOF; (III) THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (IV) THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE AND/OR SEND OR RECEIVE YOUR TRANSMISSIONS OR DATA ON OR THROUGH THE WEBSITE; (V) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE; AND (VI) ANY OTHER MATTER RELATING TO THE WEBSITE. LJAF DOES NOT ENDORSE, WARRANT, OR GUARANTEE ANY THIRD-PARTY PROJECT OR SERVICE OFFERED THROUGH THE WEBSITE AND WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD PARTIES THROUGH THE WEBSITE. YOU HEREBY RELEASE LJAF FROM ANY AND ALL OBLIGATIONS, LIABILITY, AND CLAIMS IN EXCESS OF THESE LIABILITY LIMITATIONS.

 

U.S. EXPORT CONTROLS

You agree to abide by U.S. and other applicable export control laws and not to transfer from the U.S., by electronic transmission or otherwise, any content or software subject to restrictions under such laws (a) into any U.S. embargoed countries, or (b) to anyone on the U.S. Treasury Department’s List of Specially Designated Nationals or the U.S. Department of Commerce Denied Person’s List or Entity List, without first obtaining, and then complying with, any requisite government authorization. By using the Website, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use the Website for any purposes prohibited by U.S. law, including, without limitation, the development, design, manufacture or production of missiles, nuclear, chemical or biological weapons. This assurance and commitment shall survive termination of these Terms.

 

LEGAL PRINCIPLES

If any part of these Terms is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect. Any claim or cause of action by you arising out of or related to use of the Website or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. Except as required by applicable non-U.S. local or national law, the laws of the State of Texas, United States of America, excluding its conflicts of law rules, govern these Terms and your use of the Website. Your conduct and use of the Website may be subject to other local, state, national (U.S. and non-U.S.), and international laws. You expressly agree that exclusive jurisdiction for any claim or dispute with LJAF regarding the Website or relating to the Terms shall be brought and/or reside exclusively in either the federal or state courts for Harris County, Texas. You further agree and expressly consent to the exercise of personal jurisdiction in the Texas courts in connection with any such dispute, including any claim involving LJAF or its affiliates, subsidiaries, employees, contractors, officers, or directors.